By Chloe Taylor

Surrogacy can be complex in terms of medical and legal arrangements, but it is such a rewarding process. With the right resources, you can easily walk the path of surrogacy and achieve your dream of starting a family. Find a surrogacy agency and a surrogacy insurance company. With these tools, you can have peace of mind during and after the surrogacy process

Surrogacy Choices can guide you to discover the right resources. Our many agencies in Texas, Florida, Missouri, and Kansas are prepared to support you. While the surrogacy process is complicated, the outcome is worth it. Surrogacy allows for someone who has dreamed of starting a family to finally fulfill that dream. First, let’s begin by finding the surrogacy insurance that is right for you. 

What is Surrogacy Insurance?

Surrogacy insurance can provide financial protection for the intended parents. This type of insurance usually covers medical costs for both the intended parents and the surrogate mother. Surrogacy can be expensive with the cost of medical care, surrogate compensation, and more. It is important to find a provider who can help lower some of those expenses. However, the insurance will not cover the surrogacy compensation

Discovering the Right Surrogacy Insurance

Surrogacy insurance protects you from possible threats. Both the intended parents and the surrogate mother should obtain surrogacy insurance. But where do you start? Insurance companies are typically the first step. If your current health insurance does not provide surrogacy care, find a surrogacy insurance company near you. However, there are also agencies and brokers to look into. Once you reach out to a surrogacy agency and discuss your options, they can also point you in the direction of suitable insurance companies. 

When looking for a surrogacy insurance company, make sure to check their coverage, deductibles, exclusions, and costs. Compare how they differ from other companies. What are their policies? Request a quote. Make sure your needs will be met. Once you find the ideal insurance company,  you can have peace of mind and rely on their financial protection. 

What Should My Surrogacy Insurance Company Cover?

When finding surrogacy insurance, it is key to make sure they are covering the proper medical expenses. As the intended parents or the surrogate mother, you want to feel relaxed and without financial stress on this journey. Start your surrogacy journey right with the ideal surrogacy insurance. Some things to look out for include:

  • IVF (in vitro fertilization)
  • Pregnancy and infant supplies
  • Pregnancy tests and other pre-natal expenses
  • Surrogate medical screening 
  • Pregnancy well visits and other pregnancy care
  • Birth expenses
  • Surrogate medical care post-birth
  • Infant’s medical care post-birth

How Does Surrogacy Insurance Benefit Intended Parents?

There are many benefits to seeking surrogacy insurance. Having surrogacy insurance essentially gives you financial protection. Because of that, it allows you to enjoy the surrogacy process and the beginning of your family without stress. Simply having insurance and protection during the surrogacy process can give you peace of mind. You can relax and get excited for the start of your dream family.  

Other Tips for Surrogacy Insurance

Before beginning the process of surrogacy, plan out how you might achieve it financially. Surrogacy agencies can help you get started on budgeting. But you can research insurance companies and discover what expenses they can cover. You may need to look into other options as well, such as loans, grants, or fundraising. 

Remember, you are taking the first step in achieving your dream of a family. The financial side of surrogacy may sound difficult, but it is possible. Do not be afraid to ask a surrogacy professional at one of our agencies for advice. They are experts and understand how surrogacy works.  

Choosing the right insurance company can give you emotional peace. With their aid and protection, the surrogacy process will be a smooth one.

Reach Out and Learn More About Surrogacy Insurance

Surrogate mothers are not responsible for any medical expenses pertaining to the surrogacy. If you are wondering, “Where Can I find Surrogacy Insurance?,” intended parents should reach out and learn more about surrogacy insurance to properly budget their expenses for their whole surrogacy journey. 

Discover surrogate agencies near you. With the support of an agency, you can use their resources to find insurance that helps cover your expenses. If you have any questions or concerns, reach out to one of Surrogacy Choices’ agencies near you.